AU Zenith credit card credit card
Joining Fee:

₹7999 +GST

Return Percentage:

3% to 5%

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Credit Card Overview

A super-premium card designed for affluent customers, providing elite travel privileges, unlimited lounge access, concierge services, and rewards across luxury categories.

Best Suited For: Experience, Travel Booking, Hotel Transfer

AU logoAUVisa

Fees and charges at a glance

Annual fee
₹7,999

Charged every year you keep the card

Joining fee
₹7,999

Paid once when you get the card, plus GST

Reward rate
3% to 5%

Depends where you spend

Forex markup
1.99%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU Zenith credit card — Earn Categories

Other categories

  • DiningF&B · Dining5 reward points / ₹100

    A maximum of 5,000 Reward Points in a statement cycle on Dining Spends.

  • GroceryF&B · Grocery5 reward points / ₹100

Everyday rate

  • Base Rewards3 Reward Points (reward points) / ₹100

4 more earning categories on this card

We track all 7 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Government
  • Jewellery
  • Rent
  • Wallets
  • Education
  • Fuel
  • Transportation & Tolls
  • EMI