Axis Airtel (Rupay) credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

NA

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Credit Card Overview

A co-branded card with Airtel that enhances telecom and utility spends by offering cashback, discounts on recharges, and rewards on everyday digital payments with perks of rupay network.

Best Suited For:

Axis logoAxisRuPay

Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
55.55% p.a.

Only if you don't pay the full bill

Axis Airtel (Rupay) credit card — Earn Categories

Where you earn more

  • Airtel ThanksUtilities · Utilities25 Cashback / ₹100

    Capped at twice the base cashback earned during the same statement month · Minimum ₹100 per transaction

  • ZomatoF&B · Order In10 Cashback / ₹100

    A maximum of ₹200 cashback can be earned per statement cycle. · Minimum ₹100 per transaction

Everyday rate

  • Base Rewards1 Cashback / ₹100

    Minimum ₹100 per transaction

3 more earning categories on this card

We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Utilities
  • Wallets
  • Fuel
  • Insurance
  • International
  • Jewellery
  • Education
  • EMI
  • Government
  • Rent