Joining Fee:
₹30000 +GST
Return Percentage:6% to 17.5%
Credit Card Overview
A luxury lifestyle card crafted for high-spending professionals, offering milestone rewards, unlimited lounge access, concierge services, and accelerated points on travel and dining.
Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points
Axis
Fees and charges at a glance
- Annual fee
- ₹30,000
- Joining fee
- ₹30,000
- Reward rate
- 6% to 17.5%
- Forex markup
- 2%
- Interest rate
- 42.58% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Axis Burgundy Magnus credit card — Earn Categories
Where you earn more
- Travel EdgeTravel · OTAs60 ERs / ₹200
Earn 60 Edge Rewards per ₹200 spent on Axis TravelEdge on spends till 2L per calendar month.|TravelEdge spends are not counted towards AEP (Accelerated EDGE Reward Points). · Minimum ₹200 per transaction
Other categories
- > ₹1.5L monthly35 ERs / ₹200
Earn 35 Edge Rewards per ₹200 spent on spends greater than 1.5L per month up to spends equivalent to your credit limit + additional INR 1.5 Lakhs per calendar month.|Thereafter, you will earn 12 EDGE REWARD Points per Rs.200 spent.|TravelEdge spends are not counted towards AEP (Accelerated EDGE Reward Points). · Minimum ₹200 per transaction
Everyday rate
- Base Rewards12 Edge Rewards (ERs) / ₹200
Minimum ₹200 per transaction
3 more earning categories on this card
We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Wallets
- Transportation & Tolls
- Fuel
- UPI
- EMI
- Insurance
- Gift Cards
- Government
- Jewellery
- Rent > ₹50K
- Utilities