Joining Fee:
Apply Now₹1000 +GST
Return Percentage:1% to 2%
Credit Card Overview
A straightforward cashback card offering flat cashback across categories like groceries, fuel, dining, and online shopping, designed for users who value simplicity and instant benefits.
Best Suited For: Cashback
Axis
Fees and charges at a glance
- Annual fee
- ₹1,000
- Joining fee
- ₹1,000
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 55.55% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Axis Cashback credit card — Earn Categories
Other categories
- Online (spends > ₹40,000)7 Cashback / ₹100
A maximum of ₹4,000 cashback can be earned per statement cycle. · Minimum ₹100 per transaction
- Online (₹5001 - ₹40000)5 Cashback / ₹100
A maximum of ₹4,000 cashback can be earned per statement cycle · Minimum ₹100 per transaction
Everyday rate
- Base Rewards0.75 Cashback / ₹100
Minimum ₹100 per transaction
3 more earning categories on this card
We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- UPI
- Fuel
- Education
- Transportation & Tolls
- Rent
- Wallets
- Insurance
- Jewellery
- Government