Axis Indian Oil Premium credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

3% to 5%

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Credit Card Overview

A premium Indian Oil co-branded variant that provides higher fuel rewards, faster redemption options, and added lifestyle perks for frequent motorists and heavy fuel users.

Best Suited For: Brand Wallet, Cashback

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Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Reward rate
3% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
55.55% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Axis Indian Oil Premium credit card — Milestones

  1. Welcome benefit

    No spend needed — within 30 days

    500 Edge Miles.These will be credited in 13 days

  2. Annual fee waivedRepeats every year

    Spend ₹30,000 in a year

    The renewal fee will be waived.