Axis Kwik (Rupay) credit card credit card
Joining Fee:

FREE

Return Percentage:

NA

Apply Now

Credit Card Overview

A simple digital-first card crafted for everyday payments, offering rewards on recharges, utilities, and online transactions with instant redemption options with Rupay Benefits.

Best Suited For:

Axis logoAxisRuPay

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Forex markup
3.7%

Extra charge on foreign spends

Interest rate
55.55% p.a.

Only if you don't pay the full bill

Axis Kwik (Rupay) credit card — Earn Categories

Everyday rate

  • Base Rewards2 Edge Rewards (ERs) / ₹200

    Minimum ₹200 per transaction

1 more earning category on this card

We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Education
  • Fuel
  • Insurance
  • Rent
  • EMI
  • Government
  • Jewellery
  • Wallets
  • Utilities