Axis My Zone credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

1% to 5%

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Credit Card Overview

An entertainment-first lifestyle card that provides cashback and discounts on movies, dining, and OTT subscriptions, making it ideal for young, experience-driven users.

Best Suited For: Catalogue Products, Cashback, Experience

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
1% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
55.55% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Axis My Zone credit card — Earn Categories

Everyday rate

  • Base Rewards4 Edge Rewards (ERs) / ₹200

    Minimum ₹200 per transaction

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Wallets
  • EMI
  • Insurance
  • Fuel
  • Jewellery
  • Entertainment
  • Rent
  • Utilities
  • UPI
  • Education
  • Government