Axis Neo credit card credit card
Joining Fee:

₹250 +GST

Return Percentage:

0.05% to 0.1%

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Credit Card Overview

An entry-level Axis Bank card offering rewards on online shopping, recharges, and dining, with simple features crafted for first-time cardholders.

Best Suited For: Catalogue Products, Cashback

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Fees and charges at a glance

Annual fee
₹250

Charged every year you keep the card

Joining fee
₹250

Paid once when you get the card, plus GST

Reward rate
0.05% to 0.1%

Depends where you spend

Forex markup
3.75%

Extra charge on foreign spends

Interest rate
55.55% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Axis Neo credit card — Milestones

No spend milestones on this card

There’s no bonus for hitting a spending target, and no fee waiver tied to one.

See cards with milestone rewards