Joining Fee:
₹250 +GST
Return Percentage:0.05% to 0.1%
Credit Card Overview
An entry-level Axis Bank card offering rewards on online shopping, recharges, and dining, with simple features crafted for first-time cardholders.
Best Suited For: Catalogue Products, Cashback
Axis
Fees and charges at a glance
- Annual fee
- ₹250
- Joining fee
- ₹250
- Reward rate
- 0.05% to 0.1%
- Forex markup
- 3.75%
- Interest rate
- 55.55% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Axis Neo credit card — Earn Categories
Everyday rate
- Base Rewards1 Edge Rewards (ERs) / ₹200
Minimum ₹200 per transaction
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Insurance
- EMI
- Government
- Jewellery
- Rent
- Wallets
- Education
- Utilities
- Fuel
- UPI