Axis Privilege (Amex) credit card credit card
Joining Fee:

₹1500 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

The Axis Bank Privilege Amex Card is a mid-tier lifestyle card offering travel and dining perks. It provides milestone bonus points, quarterly domestic lounge access, and moderate value returns ideal for regular spenders seeking added travel comfort without premium fees.

Best Suited For: Catalogue Products, Experience, Travel Booking, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹1,500

Charged every year you keep the card

Joining fee
₹1,500

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
55.55% p.a.

Only if you don't pay the full bill

Axis Privilege (Amex) credit card — Earn Categories

Everyday rate

  • Base Rewards10 Edge Rewards (ERs) / ₹200

    Minimum ₹200 per transaction

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Wallets
  • EMI
  • Education
  • Fuel
  • Insurance
  • Government
  • Jewellery
  • Utilities
  • Rent
  • UPI