Axis Reserve credit card credit card
Joining Fee:

₹50000 +GST

Return Percentage:

3% to 10%

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Credit Card Overview

A super-premium invite-only card offering unlimited lounge access, concierge support, accelerated travel rewards, and exclusive lifestyle benefits for high net-worth individuals.

Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points

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Fees and charges at a glance

Annual fee
₹50,000

Charged every year you keep the card

Joining fee
₹50,000

Paid once when you get the card, plus GST

Reward rate
3% to 10%

Depends where you spend

Forex markup
1.5%

Extra charge on foreign spends

Interest rate
42.58% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Axis Reserve credit card — Milestones

  1. Welcome benefit

    No spend needed — within 30 days

    15,000 Edge Reward points

  2. Annual fee waivedRepeats every year

    Spend ₹35,00,000 in a year

    The renewal fee will be waived.