BOB Cashback credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

NA

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Credit Card Overview

The Bank of Baroda (BOB) Cashback Credit Card offers up to 5% cashback on online spends in select categories, 1% on all other purchases, and automatic statement credits, with a ₹499 annual fee and additional benefits like fuel surcharge waivers and no limits on base cashback.

Best Suited For:

BOB logoBOBMastercard

Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

BOB Cashback credit card — Earn Categories

Everyday rate

  • Base Rewards1 Cashback / ₹100

2 more earning categories on this card

We track all 3 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fast food restaurants
  • Transportation & Tolls
  • International
  • Fuel
  • Wallets
  • Cleaning and Maintenance
  • Rent
  • Government
  • Education
  • Hospitals
  • Insurance
  • Contractor
  • Agriculture
  • Supermarket & convenience store
  • Charity