Joining Fee:
₹1 +GST
Return Percentage:1% to 3%
Credit Card Overview
A corporate-focused card from Bank of Baroda (CMA One) offering simplified expense tracking, travel perks, and value-added tools for professional and business spending.
Best Suited For: Experience
BOB
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- ₹1
- Reward rate
- 1% to 3%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Nothing to pay each year
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB CMA One credit card — Earn Categories
Other categories
- Online5 reward points / ₹100
A maximum of 1,000 RPs can be earned per statement cycle
- DiningF&B · Dining5 reward points / ₹100
A maximum of 1,000 RPs can be earned per statement cycle
Everyday rate
- Base Rewards1 Reward Point (reward points) / ₹100
1 more earning category on this card
We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Contractor
- Cleaning and Maintenance
- Government
- Education
- Supermarket & convenience store
- Insurance
- Charity
- Fast food restaurants
- Hospitals
- Fuel
- Rent
- Wallets
- Transportation & Tolls
- Agriculture