BOB Eterna (Mastercard) credit card credit card
Joining Fee:

₹2499 +GST

Return Percentage:

Credit Card Overview

A premium lifestyle card that offers high reward rates, luxury travel benefits, milestone vouchers, and lounge access, positioned as Bank of Baroda’s flagship offering.

Best Suited For:

BOB logoBOB

Fees and charges at a glance

Annual fee
₹2,499

Charged every year you keep the card

Joining fee
₹2,499

Paid once when you get the card, plus GST

Forex markup
2%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

BOB Eterna (Mastercard) credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    Complimentary FITPASS PRO membership

  2. Joining fee waived

    Spend ₹25,000 within 60 days

    The joining fee will be waived.

  3. Welcome benefit

    Spend ₹50,000 within 60 days

    Earn 10,000 bonus reward points

  4. Annual fee waivedRepeats every year

    Spend ₹2,50,000 in a year

    The renewal fee will be waived.

  5. Spend reward

    Spend ₹5,00,000 in a year

    Get 20,000 bonus RPs.