BOB Eterna (Rupay) credit card credit card
Joining Fee:

₹2499 +GST

Return Percentage:

NA

Credit Card Overview

A premium lifestyle card that offers high reward rates, luxury travel benefits, milestone vouchers, and lounge access, positioned as Bank of Baroda’s flagship offering with Rupay benfits

Best Suited For:

BOB logoBOB

Fees and charges at a glance

Annual fee
₹2,499

Charged every year you keep the card

Joining fee
₹2,499

Paid once when you get the card, plus GST

Forex markup
2%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

BOB Eterna (Rupay) credit card — Lounge Access

Domestic lounge

Unlimited
  • Spend Rs. 75,000 in preceding calendar quarter.