Joining Fee:
₹499 +GST
Return Percentage:3% to 5%
Credit Card Overview
A co-branded fuel card with HPCL providing accelerated rewards on fuel purchases, surcharge waivers, and rewards on groceries and utilities, making it ideal for frequent motorists.
Best Suited For: Cashback
BOB
Fees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- ₹499
- Reward rate
- 3% to 5%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB HPCL Energie credit card — Earn Categories
Where you earn more
- HPCLFuel · Fuel24 reward points / ₹150
A maximum of 1,000 Accelerated Reward Points can be earned per statement.
Other categories
- GroceryF&B · Grocery10 reward points / ₹150
A maximum of 1,000 Accelerated Reward Points can be earned per statement.
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹150
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Contractor
- Cleaning and Maintenance
- Government
- Education
- Supermarket & convenience store
- Insurance
- Hospitals
- Rent
- Charity
- Fast food restaurants
- Transportation & Tolls
- Fuel
- Agriculture