Joining Fee:
₹1 +GST
Return Percentage:1% to 2%
Credit Card Overview
A professional-focused card with ICMAI designed to reward accountants and financial experts, providing benefits on business-related spends, milestones, and digital transactions.
Best Suited For: Cashback
BOB
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- ₹1
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Nothing to pay each year
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB ICMAI One credit card — Earn Categories
Other categories
- UtilitiesUtilities · Utilities5 reward points / ₹100
A maximum of 1,000 RPs can be earned per statement cycle · 1% charge on this category
- Online5 reward points / ₹100
Everyday rate
- Base Rewards1 Reward Points (reward points) / ₹100
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Transportation & Tolls
- Rent
- Agriculture
- Contractor
- Cleaning and Maintenance
- Supermarket & convenience store
- Charity
- Fast food restaurants
- Government
- Hospitals
- Insurance
- Fuel
- Wallets
- Education