BOB IRCTC credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

1% to 3%

Credit Card Overview

A co-branded travel card with IRCTC offering accelerated rewards on train ticket bookings, surcharge waivers, and travel perks for frequent rail travelers.

Best Suited For: Travel Booking

BOB logoBOB

Fees and charges at a glance

Annual fee
₹350

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB IRCTC credit card — Benefits and Offers

Dining & food delivery

  • EazyDiner

    Upto ₹400 off

    • Flat Rs. 400 Instant Discount Min. bill of ₹5500.
    • Valid once per card per month