BOB One Card credit card credit card
Joining Fee:

FREE

Return Percentage:

2% to 4%

Credit Card Overview

A co-branded OneCard variant issued by Bank of Baroda, providing a digital-first experience with instant issuance, metal form factor, and flexible rewards on online spends.

Best Suited For: Cashback

BOB logoBOB

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
2% to 4%

Depends where you spend

Forex markup
1%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB One Card credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access