BOB Select credit card credit card
Joining Fee:

₹750 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A premium card variant providing lifestyle and travel benefits, accelerated points on key categories, and milestone-based vouchers for aspirational spenders.

Best Suited For: Experience, Travel Booking

BOB logoBOB

Fees and charges at a glance

Annual fee
₹750

Charged every year you keep the card

Joining fee
₹750

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Select credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    500 bonus reward points on spends of Rs. 5000 or more within 60 days of card issuance.

  2. Joining fee waived

    Spend ₹7,500 in 2 years

    The joining fee will be waived.

  3. Annual fee waivedRepeats every year

    Spend ₹70,000 in a year

    The renewal fee will be waived.