Joining Fee:
₹2499 +GST
Return Percentage:2% to 4%
Credit Card Overview
A premium lifestyle card tailored for high-spending professionals, providing luxury travel perks, milestone vouchers, and accelerated rewards across lifestyle categories.
Best Suited For: Travel Booking, Hotel Transfer
BOB
Fees and charges at a glance
- Annual fee
- ₹2,499
- Joining fee
- ₹2,499
- Reward rate
- 2% to 4%
- Forex markup
- 2%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB Tiara credit card — Earn Categories
Other categories
- DiningF&B · Dining15 reward points / ₹100
A maximum of 5000 RPs can be earned per statement cycle.
- Travel15 reward points / ₹100
A maximum of 5000 RPs can be earned per statement cycle.
Everyday rate
- Base Rewards3 Reward Points (reward points) / ₹100
3 more earning categories on this card
We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Wallets
- Agriculture
- Contractor
- Cleaning and Maintenance
- Hospitals
- Supermarket & convenience store
- Charity
- Fast food restaurants
- Government
- Rent
- Insurance
- Transportation & Tolls
- Education