Joining Fee:
₹1499 +GST
Return Percentage:2% to 3%
Credit Card Overview
An upgraded Varunah Plus variant offering higher rewards, milestone vouchers, and premium lifestyle benefits for naval personnel and their families.
Best Suited For: Experience, Travel Booking
BOB
Fees and charges at a glance
- Annual fee
- ₹1,499
- Joining fee
- ₹1,499
- Reward rate
- 2% to 3%
- Forex markup
- 2.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB Varunah Plus credit card — Earn Categories
Other categories
- Online10 reward points / ₹100
- DiningF&B · Dining10 reward points / ₹100
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹100
1 more earning category on this card
We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Government
- Education
- Supermarket & convenience store
- Insurance
- Wallets
- Fast food restaurants
- Hospitals
- Fuel
- Transportation & Tolls
- Rent
- Charity
- Agriculture
- Contractor
- Cleaning and Maintenance