BOB Varunah credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Credit Card Overview

A co-branded defense card honoring naval personnel, offering lifestyle rewards, fuel benefits, and privileges tailored for serving members.

Best Suited For: Experience, Travel Booking

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Varunah credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access