BOB Vikram credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Credit Card Overview

A defense-focused card from Bank of Baroda designed for armed forces, offering fee waivers, insurance benefits, and rewards on essential spends like fuel and groceries.

Best Suited For: Cashback

BOB logoBOB

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Vikram credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access