Joining Fee:
FREE
Return Percentage:NA
Credit Card Overview
The BOI RuPay Bharat Credit Card is a premium offering from Bank of India designed for users who want everyday rewards with added lifestyle privileges. It combines RuPay-specific benefits with useful domestic perks, especially for India-focused spends.
Best Suited For:
Bank Of India
Fees and charges at a glance
- Annual fee
- ₹400
- Joining fee
- Free
- Forex markup
- 3.5%
Charged every year you keep the card
No cost to get the card
Extra charge on foreign spends
Bank Of India Rupay Bharat credit card — Earn Categories
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹100
1 more earning category on this card
We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.