Bank Of India Rupay India credit card credit card
Joining Fee:

FREE

Return Percentage:

Credit Card Overview

The BOI RuPay India Credit Card is a premium offering from Bank of India designed for users who want everyday rewards with added lifestyle privileges. It combines RuPay-specific benefits with useful domestic perks, especially for India-focused spends.

Best Suited For:

Bank Of India logoBank Of India

Fees and charges at a glance

Annual fee
₹400

Charged every year you keep the card

Joining fee
Free

No cost to get the card

Forex markup
3.5%

Extra charge on foreign spends

Bank Of India Rupay India credit card — Milestones

No spend milestones on this card

There’s no bonus for hitting a spending target, and no fee waiver tied to one.

See cards with milestone rewards