DBS Spark 20 credit card credit card
Joining Fee:

₹1499 +GST

Return Percentage:

2% to 4%

Credit Card Overview

An enhanced Spark 20 variant delivering elevated rewards, milestone bonuses, and additional lifestyle privileges for loyal DBS customers.

Best Suited For: Experience

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Fees and charges at a glance

Annual fee
₹1,499

Charged every year you keep the card

Joining fee
₹1,499

Paid once when you get the card, plus GST

Reward rate
2% to 4%

Depends where you spend

Forex markup
1.75%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

DBS Spark 20 credit card — Lounge Access

Domestic lounge

2 per quarterquarter
  • spend a minimum of ₹20,000 in the current calendar quarter