DBS Vantage credit card credit card
Joining Fee:

₹50000 +GST

Return Percentage:

2% to 4%

Credit Card Overview

A lifestyle card providing versatile rewards across categories, travel benefits, and milestone perks, positioned as DBS’s flexible everyday offering.

Best Suited For: Experience

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Fees and charges at a glance

Annual fee
₹50,000

Charged every year you keep the card

Joining fee
₹50,000

Paid once when you get the card, plus GST

Reward rate
2% to 4%

Depends where you spend

Forex markup
1.75%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

DBS Vantage credit card — Milestones

  1. Welcome benefit

    No spend needed — within 30 days

    10,000 Vantage Points

  2. Spend rewardRepeats every year

    Spend ₹3,00,000

    5,000 bonus VP on spends of ₹3,00,000 in a calendar quarter

  3. Spend rewardRepeats every year

    Spend ₹5,00,000

    10,000 bonus VP on spends of ₹500,000 in a calendar quarter.

  4. Annual fee waivedRepeats every year

    Spend ₹10,00,000 in a year

    The renewal fee will be waived.

  5. Spend rewardRepeats every year

    Spend ₹20,00,000

    40,000 bonus VP on spends of ₹2,000,000 in a calendar year.