Joining Fee:
FREE
Return Percentage:NA
Credit Card Overview
DCB Niyo Credit Card is a travel-focused card designed for convenient domestic and international spends, offering easy payments and basic card benefits.
Best Suited For:
DCB
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Forex markup
- 0%
- Interest rate
- 43% p.a.
Nothing to pay each year
No cost to get the card
Extra charge on foreign spends
Only if you don't pay the full bill
DCB Niyo credit card — Earn Categories
Other categories
- Offline (POS)5 NCs / ₹100
1 more earning category on this card
We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Base Rewards