Joining Fee:
FREE
Return Percentage:NA
Credit Card Overview
DCB Novio Credit Card is an entry-level card designed for everyday spends, offering simple rewards, payment convenience, and basic lifestyle benefits.
Best Suited For:
DCB
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Forex markup
- 2.49%
- Interest rate
- 42% p.a.
Nothing to pay each year
No cost to get the card
Extra charge on foreign spends
Only if you don't pay the full bill
DCB Novio credit card — Earn Categories
Other categories
- Fuel (UPI)10 NCs / ₹100
A maximum of 400 NCs can be earned per month · 1% charge on this category
- Offline (POS)5 NCs / ₹100
Everyday rate
- Base Rewards1 Novio Coins (NCs) / ₹100
3 more earning categories on this card
We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Wallets
- Financial Institutions
- Rent
- Government
- Utilities
- Insurance
- Legal
- Railways