Joining Fee:
FREE
Return Percentage:NA
Credit Card Overview
The DCB PayLess Select Credit Card is a secured RuPay credit card backed by your DCB Bank fixed deposit, offering a higher credit limit and quarterly cashback rewards when you meet set spend milestones, along with perks like fuel surcharge waivers and personal accident cover.
Best Suited For:
DCB
Fees and charges at a glance
- Annual fee
- ₹1,000
- Joining fee
- Free
- Forex markup
- 3.5%
- Interest rate
- 36% p.a.
Charged every year you keep the card
No cost to get the card
Extra charge on foreign spends
Only if you don't pay the full bill
DCB Payless Select (FD) credit card — Earn Categories
Everyday rate
- Base Rewards2 Cashback / ₹100
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Rent
- Wallets
- Gaming
- Gambling