Joining Fee:
FREE
Return Percentage:1% to 3%
Credit Card Overview
A lifestyle and shopping card from Federal Bank that provides cashback and accelerated rewards on everyday categories, making it suitable for regular spenders.
Best Suited For: Experience
Federal
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 1% to 3%
- Forex markup
- 3.5%
- Interest rate
- 42% p.a.
- Add-on card
- ₹100
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Federal Imperio credit card — Earn Categories
Other categories
- GroceryF&B · Grocery3 reward points / ₹150
- HealthcareHealthcare · Healthcare3 reward points / ₹150
Everyday rate
- Base Rewards1 Reward Point (reward points) / ₹150
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Wallets
- Jewellery
- Rent