Joining Fee:
FREE
Return Percentage:2% to 4%
Credit Card Overview
A co-branded digital-first OneCard variant from Federal Bank, featuring a sleek metal design, instant issuance, and flexible cashback across lifestyle categories.
Best Suited For: Cashback
Federal
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 2% to 4%
- Forex markup
- 1%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Federal One Card credit card — Earn Categories
Everyday rate
- Base Rewards1 Reward Point (reward points) / ₹50
1 more earning category on this card
We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Jewellery
- Utilities
- Wallets
- Fuel
- UPI
- Rent