Federal Signet credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Credit Card Overview

A lifestyle card providing simple rewards on shopping and dining spends, milestone vouchers, and flexible redemption options for everyday users.

Best Suited For: Experience

Federal logoFederal

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
₹100

An extra card for family

Federal Signet credit card — Benefits and Offers

Dining & food delivery

  • Dining

    FedDelights Program

    Ongoing
    • Enjoy a discount of up to 15% on dining across several restaurants under the FedDelights program.
    How to use this
    1. To avail this benefit, log in to the FedDelights program portal using your registered account. Browse the available dining and order-in offers, select your favorite meals or restaurants, and apply the benefit at checkout to enjoy 15% off at participating partner hotels. Complete the payment using your Federal Signet credit card to unlock the offer.

Insurance cover

  • Insurance

    Personal Accident

    Ongoing
    • Personal Accident Insurance Cover of 2 Lakhs.
    How to use this
    1. To claim this insurance, report the incident to Federal Bank Customer Care at 1800 420 1199 or 1800 425 1199, or email creditcards@federalbank.co.in. For unauthorized transactions, use the online portal:https://www.federalbank.co.in/block-unauthorised-transactions.. Additionally, file an FIR with the local police station and provide a copy to the bank. The bank will suspend the card upon receiving the report. You may be required to submit additional documents as per the bank's guidelines. For grievance redressal, escalate to the Nodal Officer at creditcardescalation@federalbank.co.in or the Principal Nodal Officer at support@federalbank.co.in.