HDFC Biz Black Metal credit card credit card
Joining Fee:

₹10000 +GST

Return Percentage:

2% to 5%

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Credit Card Overview

A super-premium metal business card designed for entrepreneurs and corporates, offering luxury travel perks, milestone rewards, concierge services, and high reward rates on business spends.

Best Suited For: Cashback, Experience

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Fees and charges at a glance

Annual fee
₹10,000

Charged every year you keep the card

Joining fee
₹10,000

Paid once when you get the card, plus GST

Reward rate
2% to 5%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
23.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Biz Black Metal credit card — Lounge Access

Domestic lounge

Unlimited
  • Any transactions done last month irrespective of amount.

1 more lounge benefit on this card

We track all 2 of them, with the spend conditions on each. See the full list in the app.

Open in the app