HDFC Biz Grow credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

0.5% to 1.5%

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Credit Card Overview

A growth-oriented business card offering accelerated points on essential business expenses, milestone vouchers, and tools to support scaling enterprises.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Biz Grow credit card — Benefits and Offers

Dining & food delivery

  • Dining

    20% Discount Via Dineout

    Ongoing
    • Up to 20% discount on partner restaurants via Dineout when using your HDFC Bank Credit Card.
    How to use this
    1. Pay via Dineout using your HDFC Credit Card.

Insurance cover

  • Insurance

    Insurance

    Ongoing
    • Fire and burglary insurance for shops up to ₹5 lakh.
    • Cash in safe/transit cover up to ₹25,000.
    • Electronic equipment insurance (excluding terrorism) up to ₹50,000.
    • Hospital cash (accident-only) payable per day up to ₹1,000.
    • Hospital cash (illness-only) payable per day up to ₹1,000.
    How to use this
    1. Avail Insurance package starting at an annual premium of Rs.3,785 which includes the above.

2 more benefits on this card

We track all 4 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app