HDFC Biz Grow credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

0.5% to 1.5%

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Credit Card Overview

A growth-oriented business card offering accelerated points on essential business expenses, milestone vouchers, and tools to support scaling enterprises.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Biz Grow credit card — Earn Categories

Other categories

  • Income/Advance Tax/GSTGovernment · Government20 Cashpoints / ₹200

    Applicable on minimum spends ₹10,000 in statement cycle.|A Maximum of 1,500 Cash Points per statement cycle. · Minimum ₹200 per transaction

  • ClearTaxGovernment · Government20 Cashpoints / ₹200

    Applicable on minimum spends ₹10,000 in statement cycle.|A Maximum of 1,500 Cash Points per statement cycle. · Minimum ₹200 per transaction

Everyday rate

  • Base Rewards2 CashPoint / ₹200

    Minimum ₹200 per transaction

5 more earning categories on this card

We track all 8 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Wallets
  • Fuel
  • Rent
  • Jewellery
  • Utilities