HDFC Business Regalia First credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

1% to 3%

Credit Card Overview

A lighter Regalia First variant tailored for small and medium businesses, offering travel rewards, milestone bonuses, and lifestyle privileges at a lower annual fee.

Best Suited For: Airline Transfer, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Business Regalia First credit card — Benefits and Offers

Dining & food delivery

  • Swiggy

    Upto 20% Discount on Partnered Restaurant at Swiggy Dineout

    Ongoing
    How to use this
    1. To avail this benefit, log in to the Swiggy app or website with your registered account. Browse available dining offers, select meals or restaurants, and apply the relevant offer at checkout. Pay via your HDFC Business Regalia First credit card to benefit from premium dining rewards and savings.