Joining Fee:
Apply Now₹250 +GST
Return Percentage:0.5% to 1%
Credit Card Overview
A CSC Small Business card designed to support small entrepreneurs in rural and semi-urban areas, offering simple rewards, digital payments support, and affordability.
Best Suited For: Catalogue Products
HDFC
Fees and charges at a glance
- Annual fee
- ₹250
- Joining fee
- ₹250
- Reward rate
- 0.5% to 1%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HDFC CSC Small Business credit card — Earn Categories
Other categories
- Telecom & CablesTelecom & Cable · Telecom & Cable10 cashback / ₹200
A maximum of ₹250 cashback can be earned per statement on a minimum monthly spend of ₹10,000. · Minimum ₹200 per transaction
- UtilitiesUtilities · Utilities10 cashback / ₹200
A maximum of ₹250 cashback can be earned per statement, subject to minimum monthly spends of ₹10,000. · 1% charge on this category · Minimum ₹200 per transaction
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹200
Minimum ₹200 per transaction
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Rent
- Wallets
- Jewellery