Joining Fee:
Apply Now₹10000 +GST
Return Percentage:3% to 10%
Credit Card Overview
An ultra-premium lifestyle card from the Diners Club range offering unlimited lounge access, concierge, milestone benefits, and luxury privileges worldwide.
Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points
HDFC
Fees and charges at a glance
- Annual fee
- ₹10,000
- Joining fee
- ₹10,000
- Reward rate
- 3% to 10%
- Forex markup
- 2%
- Interest rate
- 23.88% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HDFC Diners Club Black credit card — Earn Categories
Where you earn more
- Jockey via SmartBuy50 reward points / ₹150
A maximum of 7,500 accelerated Reward Points can be earned cumulatively on SmartBuy per statement cycle, subject to a maximum of 2,500 accelerated Reward Points per day. · Minimum ₹150 per transaction
- PharmEasy via SmartBuy50 reward points / ₹150
A maximum of 7,500 accelerated Reward Points can be earned cumulatively on SmartBuy per statement cycle, subject to a maximum of 2,500 accelerated Reward Points per day. · Minimum ₹150 per transaction
Everyday rate
- Base Rewards5 Reward Points (reward points) / ₹150
Minimum ₹150 per transaction
15 more earning categories on this card
We track all 18 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Wallets
- UPI
- Fuel
- Education
- Government
- EMI
- Rent