Joining Fee:
₹2500 +GST
Return Percentage:1.5% to 2.5%
Credit Card Overview
A premium medical professionals’ card built on the Regalia platform, offering accelerated rewards, global lounge access, and milestone benefits tailored for doctors.
Best Suited For: Travel Booking, Experience
HDFC
Fees and charges at a glance
- Annual fee
- ₹2,500
- Joining fee
- ₹2,500
- Reward rate
- 1.5% to 2.5%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HDFC Doctor's Regalia credit card — Earn Categories
Other categories
- UtilitiesUtilities · Utilities4 reward points / ₹150
1% charge on this category · Minimum ₹150 per transaction
- InsuranceInsurance · Insurance4 reward points / ₹150
A maximum of 2000 RPs can be earned per statement cycle. · Minimum ₹150 per transaction
Everyday rate
- Base Rewards4 Reward Points (reward points) / ₹150
Minimum ₹150 per transaction
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Wallets