HDFC Freedom credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

0.5% to 2%

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Credit Card Overview

A popular lifestyle card offering cashback on dining, groceries, and movies, with milestone vouchers and redemption flexibility for everyday users.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
0.5% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Freedom credit card — Milestones

  1. Annual fee waivedRepeats every year

    Spend ₹50,000 in a year

    The renewal fee will be waived.