Joining Fee:
Apply Now₹500 +GST
Return Percentage:1% to 3%
Credit Card Overview
A co-branded IRCTC card from HDFC providing accelerated rewards on train ticket bookings, surcharge waivers, and benefits for frequent rail travelers.
Best Suited For: Travel Booking, Airline Transfer
HDFCFees and charges at a glance
- Annual fee
- ₹500
- Joining fee
- ₹500
- Reward rate
- 1% to 3%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HDFC IRCTC credit card — Redemption Options
Discover Reward Points Redemption Options
To explore the full range of redemption options for this card, download the SaveSage Club app now.
