HDFC Millennia (Mastercard) credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

1% to 5%

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Credit Card Overview

A lifestyle card tailored for millennials, providing accelerated cashback on online shopping, travel, and dining, with milestone rewards and lifestyle benefits.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Reward rate
1% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

HDFC Millennia (Mastercard) credit card — Lounge Access

Domestic lounge

1 per quarterquarter
  • Spend 1L in previous calendar quarter