Joining Fee:
Apply Now₹1000 +GST
Return Percentage:1% to 5%
Credit Card Overview
A lifestyle card tailored for millennials, providing accelerated cashback on online shopping, travel, and dining, with milestone rewards and lifestyle benefits.
Best Suited For: Cashback
HDFCFees and charges at a glance
- Annual fee
- ₹1,000
- Joining fee
- ₹1,000
- Reward rate
- 1% to 5%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
HDFC Millennia (Rupay) credit card — Redemption Options
Discover Reward Points Redemption Options
To explore the full range of redemption options for this card, download the SaveSage Club app now.
