HDFC Millennia (Visa) credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

1% to 5%

Apply Now

Credit Card Overview

A lifestyle card tailored for millennials, providing accelerated cashback on online shopping, travel, and dining, with milestone rewards and lifestyle benefits.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Reward rate
1% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Millennia (Visa) credit card — Benefits and Offers

Dining & food delivery

  • Swiggy

    Upto 20% Discount

    Ongoing
    • Upto 20% discount on partnered restaurant at Swiggy dineout.
    How to use this
    1. To avail this benefit, log in to the Swiggy or Dineout app or website using your registered account. Browse the available dining and order-in offers, select your favorite meals or restaurants, and apply the benefit at checkout to enjoy up to 20% savings at 20,000+ partner restaurants. Complete the payment using your HDFC Millennia credit card to unlock the offer.