HDFC Moneyback credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

0.5% to 1.5%

Credit Card Overview

An entry-level cashback card providing simple rewards on everyday purchases, with easy redemption and affordability for new credit users.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Moneyback credit card — Benefits and Offers

Dining & food delivery

  • Swiggy

    Upto 20% discount on partner restaurants via Swiggy Dineout.

    Ongoing
    How to use this
    1. To avail this benefit, log in to the Swiggy or Dineout app or website using your registered account. Browse the available dining and order-in offers, select your favorite meals or restaurants, and apply the benefit at checkout to enjoy up to 20% savings at 20,000+ partner restaurants. Complete the payment using your HDFC MoneyBack credit card to unlock the offer.