Joining Fee:
₹500 +GST
Return Percentage:1% to 2%
Credit Card Overview
A co-branded Paytm card offering cashback and rewards on Paytm ecosystem transactions, including recharges, bill payments, and online shopping.
Best Suited For: Brand Wallet, Cashback
HDFC
Fees and charges at a glance
- Annual fee
- ₹500
- Joining fee
- ₹500
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HDFC Paytm credit card — Earn Categories
Where you earn more
- Movies and Utilities via Paytm3 Cashpoints / ₹100
A maximum of ₹500 can be earned per calendar month.|Overall cashback redemption capped at 3000 points per month. · 1% charge on this category · Minimum ₹100 per transaction
- Paytm2 Cashpoints / ₹100
A maximum of ₹500 can be earned per calendar month.|Overall cashback redemption capped at 3000 points per month. · Minimum ₹100 per transaction
Everyday rate
- Base Rewards1 CashPoints / ₹100
Minimum ₹100 per transaction
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Government
- Rent
- Fuel
- Utilities
- Wallets
- Jewellery
- EMI