HDFC Paytm Mobile credit card credit card
Joining Fee:

₹348 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A co-branded Paytm Mobile card offering cashback and rewards on mobile recharges, bill payments, and Paytm ecosystem spends, ideal for digital-first users.

Best Suited For: Brand Wallet, Cashback

HDFC logoHDFC

Fees and charges at a glance

Annual fee
₹348

Charged every year you keep the card

Joining fee
₹348

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Paytm Mobile credit card — Benefits and Offers

Dining & food delivery

  • Dining

    20% Discount

    Ongoing
    • Up to 20% discount on partner restaurants via Dineout when using your HDFC Bank Credit Card.
    How to use this
    1. To avail this benefit, log in to the Dineout app or website using your registered account. Browse the available dining and order-in offers, select your favorite meals or restaurants, and apply the benefit at checkout to enjoy up to 20% savings at 20,000+ partner restaurants. Complete the payment using your HDFC Paytm Mobile credit card to unlock the offer.