HDFC Paytm Select credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

1% to 5%

Credit Card Overview

A Paytm Select variant with HDFC providing elevated rewards on Paytm spends, exclusive partner offers, and milestone perks for loyal users of the Paytm platform.

Best Suited For: Brand Wallet, Cashback

HDFC logoHDFCVisa

Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Reward rate
1% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Paytm Select credit card — Earn Categories

Where you earn more

  • Movies and Utilities via Paytm5 Cashpoints / ₹100

    A maximum of ₹1,500 can be earned per calendar month.|Overall cashback redemption capped at 3000 points per month. · 1% charge on this category · Minimum ₹100 per transaction

  • UberTravel · Cabs3 Cashpoints / ₹100

    A maximum of ₹500 CashPoints can be earned per calendar month.|Overall cashback redemption capped at 3000 points per month. · Minimum ₹100 per transaction

Everyday rate

  • Base Rewards1 CashPoint / ₹100

    Minimum ₹100 per transaction

6 more earning categories on this card

We track all 9 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • EMI
  • Government
  • Utilities
  • Wallets
  • Fuel
  • Education
  • Jewellery
  • Rent